Budget Planner – Free Monthly Budget Calculator & CSV Export

Use this free budget planner from PlainBench to plan your monthly income and expenses, compare planned vs actual spending, and export everything to a CSV budget template that opens in Excel, Google Sheets, or Numbers.

Interactive budget planner (plan, track, export)

Pick a month, add your income and expense categories, track planned vs actual, and export your budget to CSV with a single click. Everything runs locally in your browser – no account, no uploads.

1. Choose your budget month and currency

Start by selecting the month you’re planning and the currency symbol you want to see in the planner and exported CSV.

Each month gets its own plan. The tool can save your months in this browser so you can come back later.

Examples: $, £, €, ₹.

Quick suggestion:
2. Add your income sources

List the income you expect this month (salary, side gigs, benefits, etc.). You can track both planned and actual amounts.

Income source Planned ($) Actual ($) Remove
Total planned income: $0.00
3. Add your expenses

Add your monthly expenses. You can group them by category, set a frequency, and track planned vs actual.

Quick category buttons:
Category Description Frequency Planned ($) Actual ($) Remove
Total planned expenses: $0.00
4. Review your summary and export to CSV

Quickly see how your budget adds up and export a clean CSV file you can open in Excel, Google Sheets, or any spreadsheet app.

Total income
$0.00 planned
$0.00 actual
Total expenses
$0.00 planned
$0.00 actual
Leftover / savings
$0.00 planned
$0.00 actual
50/30/20 guideline estimates will appear here once you have planned income.
50/30/20 guideline (based on planned income)
Needs (50%): $0.00 | Wants (30%): $0.00 | Savings (20%): $0.00

CSV tip: After exporting, open the file in Excel, Google Sheets, or Numbers to add formulas, charts, or additional notes. The layout is kept simple and clean on purpose.

How to use this free budget planner

This PlainBench budget planner is designed to make monthly money planning fast and flexible. Instead of wrestling with a complicated spreadsheet from scratch, you get a simple interface that still exports cleanly to CSV for deeper analysis.

  • Select your budget month and currency at the top of the planner.
  • Add your income sources and enter both planned and actual amounts as you get paid.
  • List your expenses by category, such as housing, food, transportation, subscriptions, and savings.
  • Use the summary cards to see your total income, total expenses, and how much is left over.
  • Compare your numbers to the 50/30/20 guideline and adjust your categories if needed.
  • Click “Export budget to CSV” to download a file that opens in Excel or Google Sheets.

Because your data stays in your browser and the exported CSV lives on your device, this planner works well for both personal and small-business budgets where privacy and portability matter.